📌 Quick Answer:
Most people should maintain 6 to 12 months of expenses as an emergency fund depending on job stability.

Emergency Fund Calculator

Find out how much emergency savings you should keep based on your expenses and job stability.

How much emergency fund should you keep?

Most people should maintain 6–12 months of expenses as emergency savings depending on job stability and income certainty.

Where should emergency fund be kept?

Emergency funds should be kept in liquid options like savings accounts, sweep FDs, or liquid mutual funds so that money is easily accessible.